Sector-Specific AI Rules
The national AI guidelines are advice. But sector regulators can make binding AI rules for the firms they oversee.
Do you work in banking, investing or insurance in India? If so, the practical AI compliance question isn't what MeitY has advised at the national level. It's what your sector regulator has notified.
Reserve Bank of India
RBI has issued the most detailed AI framework of any Indian regulator so far. It also issued draft model-risk guidance for banks in June 2026.
Securities and Exchange Board of India
SEBI Regulation 16C has been law since 10 Feb 2025. A regulated firm is responsible for the AI tools it uses. Only SEBI's June 2025 consultation paper on wider AI guidelines is still a proposal. See the SEBI cybersecurity and AI page.
Insurance Regulatory and Development Authority
We have not found any IRDAI rules just for AI.
In plain English: a national guideline and a sector rule can cover the same ground for a regulated entity. If so, the sector rule is the enforceable one. Read it first.
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